SIP Calculator
Investment Details
Investment Summary
Invested Amount: ₹0
Estimated Returns: ₹0
Total Value: ₹0
SIP Growth Over Time
Free Online SIP Calculator India – Mutual Fund Return Planner 2025
Plan your mutual fund investments with this free SIP calculator. See how small monthly investments grow over time with compound interest. Get instant results with a beautiful growth chart showing your wealth creation journey.
How to Use the SIP Calculator
- Enter your monthly investment amount (e.g., ₹5,000)
- Set expected annual return rate (average 12–15% for equity funds)
- Choose investment duration in years
- Watch your wealth grow with live chart and summary
SIP Calculation Examples
Conservative Investor
₹5,000/month • 10% return • 10 years
Invested: ₹6,00,000
Total Value: ≈ ₹10,30,000
Returns: ≈ ₹4,30,000
Aggressive Investor
₹10,000/month • 15% return • 15 years
Invested: ₹18,00,000
Total Value: ≈ ₹58,00,000
Returns: ≈ ₹40,00,000
Long-Term Wealth Builder
₹15,000/month • 12% return • 20 years
Invested: ₹36,00,000
Total Value: ≈ ₹1,50,00,000
Returns: ≈ ₹1,14,00,000
Key Features
- ✔ Instant SIP calculation with compound interest
- ✔ Beautiful interactive growth chart
- ✔ Shows invested amount vs total value
- ✔ Custom return rate and duration
- ✔ Light & dark theme support
- ✔ 100% client-side – secure & private
- ✔ No signup required
- ✔ Mobile-friendly design
Frequently Asked Questions
What is SIP?
Systematic Investment Plan – invest fixed amount monthly in mutual funds.
What return rate should I use?
Equity funds: 12–15%, Debt funds: 7–9%, Hybrid: 9–12% (historical averages).
Is this calculator accurate?
Yes! Uses standard future value of annuity formula with monthly compounding.
Can I use it for lump sum?
This is specifically for monthly SIP investments.